Excluding Personally Identifiable Information described in the preceding sentence, to the extent other third party information, is combined with the data Earnin collects through the Services, will be subject to this Privacy Policy. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to Earnin. To ensure that the Earnin Site and Services work, we may need to share your Personal Information with third parties and service providers, as well as other users. When you use the Max Boost Feature, either as a Requestor or Grantor, Earnin will share some of the following Personally Identifiable Information with the Requestor or Grantor: When using Max Boost, Earnin will collect and share messages and community participation such as: When you Pay It Forward, Earnin may use the Personally Identifiable Information we collect for other purposes such as: For Tip Yourself (Tip Yourself Service), we may use the Personally Identifiable Information Earnin collects for additional purposes such as: Some Personally Identifiable Information is public information (including your first name and the first initial of your last name, profile photo, and public tip reasons you decide to share), and may be seen by anyone accessing the Tip Yourself Service on the App, by any Tip Yourself logged in user. Information from Third Parties Health Aid. Bank, in its sole discretion, may divide the Account into one or more separate Sub-Deposit Accounts to be managed by Bank. In other words, the depositing of your funds into the Sub-Deposit Account will not otherwise increase your FDIC deposit insurance coverage. Further, you represent that any Content you submit does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam.". If you provide us a debit card, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. Search Reddit posts and comments - see average sentiment, top terms, activity per day and more If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express it does so pursuant to Evolve Bank and Trusts Privacy Policy. To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. and our Boosts you grant and their associated debits do not affect your own pay period Max. Pay It Forward 260 Sheridan Ave, Suite 300, If you would like to opt out of card linking and transaction monitoring in connection with the program, please follow the steps below. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. This policy was written in English, to the extent a translated version conflicts with the English version, the English version controls. For example, this Personal Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. You may only provide third party account access credentials and authorize our vendors to access valid accounts that you hold in your own name. Please note, however, that certain features of our Site may not be available if cookies are disabled. Note that this is open to all Community Members. any services, content, and/or features made available by us through the Website or App (. Banking Day- means Monday through Friday, excluding federal banking holidays. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. All funds associated with your deposit account are held by Evolve Bank & Trust. Confirmed: Marsch makes Maximilian Wober decision as Cardiff City v Leeds United lineups emerge. link/ZPxZyNSp3mb. You agree that you will not receive interest or other earnings on the funds in your Sub-Deposit Account. Information from Third Parties You authorize Payment Card Network to monitor transactions on your registered card(s) to identify Qualified Purchases in order to determine whether you have qualified for or earned an offer linked to your payment card, to calculate your rewards, redeem rewards, and for Payment Card Network to share such transaction details with Empyr and for Empyr to share such transaction details with Activehours to enable your card-linked offer(s) and target offers that may be of interest to you in accordance with the Earnin Cash Back Rewards Terms of Use and Privacy Policy. We receive information in a few different ways: A. information you provide; These Terms of Service represents the entire understanding and agreement between you and Activehours regarding the subject matter of the same, and supersedes all other previous agreements. Failed or rejected debits may be reinitiated at any time up to 150 days after the first debit. Such other information and documentation that we may require from time to time. We also outsource some of Earnins functions to third-party service providers, such as data storage providers, platform administrators, customer service and/or other services. Earnin does not sell your Personally Identifiable Information. Earnin may automatically collect the following information about your use of the Earnin Site and Services through cookies, web beacons, log files and other technologies. Do we share or sell aggregate information? By using our service, you grant Earnin and Evolve Bank & Trust the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. Summary of Information We Collect We may limit the amount we send you for Balance Shield Cash Out at any given time or over a period of time. Further, we may receive greater benefits when we place your funds with an Insured Depository Institution than if we otherwise maintained your funds with us. You agree that Activehours will not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Sites or Services. Do Not Track Signals To ensure that the Earnin Site and Services work, we may need to share your Personally Identifiable Information with third parties and service providers, as well as other users. Earnin Cash Back Rewards. Advocacy At ActiveHours, Inc. d/b/a Earnin (Earnin), we are building a financial system that works for people and is based on our goal to be fair and transparent. In general, you can visit the Website and download the Application without telling us who you are or sharing any Personal Information with us. You may not use the funds in your Sub-Deposit Account to make purchases, transfer funds to third parties, or for any other purpose other than to withdraw such funds to your linked Checking Account. We may provide our registered customers with summaries of their Account Information and email alerts. In order for the Services to function effectively, you must also keep your Account Information up to date and accurate. However, we will never engage in any debt collection activities if the outstanding amount is not repaid, place the outstanding amount as a debt with, or sell it to, a third party, or report to a consumer reporting agency concerning the outstanding amount. Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. If you participate in Earnins Advocacy and Engagement program, Earnin will provide your location information to One Click Politics. Earnin collects Personal Information when you use the Earnin Site and Services. These terms of service ("Terms of Service") constitute a legal agreement between you, and Activehours, Inc., d/b/a Earnin (Earnin) governing your use of the Site and the Services. We reserve the right to modify this information at any time. If you have already enrolled a payment card with a separate program operated by Empyr, Inc., you will be unable to register that card in both Earnin Cash Back Rewards and the other Empyr, Inc.-operated program. We may limit your Tip Yourself Account and your access to funds in it until such verification is completed. When you make a request for your Personal Information, we will include a list of the categories of Personal Information that we may have disclosed about you, as well as the categories of third parties to whom your Personal Information may have been disclosed. 2. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Activehours offers Health Aid (formerly known as MediPal) to allow you to submit your medical bills (including, medical, dental and vision) to Activehourss medical billing negotiators to negotiate lower payment options with your medical providers. Clearing the cache on your iPhone is pretty straightforward. Earnin Express To the extent that the terms set forth in this Custodial Account Authorization Agreement are inconsistent with the terms of the Account Agreement as it relates to the Sub-Account, the terms set forth in this Custodial Account Authorization Agreement shall apply. For non-California residents, we will respond to your request as soon as we are able to. THE SITE, SERVICES, INCLUDING CASH OUTS, LIGHTNING SPEED, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS, AND TIP YOURSELF, INFORMATION, DATA, FEATURES, AND ALL CONTENT IS OFFERED AND MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. Health Aid No Obligation to Repay. This Custodial Account Authorization Agreement is provided as a supplement to the Tip Yourself Terms of Service and governs the underlying bank account that is used for your Tip Yourself Account (also known as your Tip Jar and referred to herein as your Sub-Deposit Account). app. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. Legal Department Boost for a boost Can anyone in the Earnin Community help Press J to jump to the feed. about us. We like putting you in control. All Community Members may submit a deletion request regardless of state of residence. 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