However, other investments such as stocks and mutual funds typically produce higher rates of return, and the government also limits the amount of savings bonds investors can purchase every year. Your 6-month periods may start at different times for different bonds. What is the effect of rising interest rates on a Bond Fund? You also have the option to opt-out of these cookies. Necessary cookies are absolutely essential for the website to function properly. Calculate bond value. See https://www.treasurydirect.gov/instit/statreg/fraud/birth-certificate-bonds.htm. By clicking Accept All, you consent to the use of ALL the cookies. $253.21. Trying to match up a new seat for my bicycle and having difficulty finding one that will work, Toggle some bits and get an actual square. That way, your money grows not just from the interest percentage but from the fact that the interest is calculated on a growing balance. How Savings Bonds Earn Interest. EE Bond and I Bond Differences The interest rate on EE bonds is fixed for the life of the bond while I bonds offer rates that are adjusted to protect from inflation. The Savings Bond Calculator gives information on paper savings bonds of Series EE, Series I, and Series E, and on savings notes: Value on future dates through the current six-month interest period, To find the current value of a bond, enter its series, denomination, and issue date, then click "Calculate." After a bond has been held for 30 years, it will no longer generate interest payments to the investor. If necessary, the Treasury Department will make a one-time adjustment to the interest to make that happen. If youre buying a savings bond, youre likely convinced that its a simple way to save for the future. Thanks for contributing an answer to Personal Finance & Money Stack Exchange! Connect and share knowledge within a single location that is structured and easy to search. Type the bonds serial number into the Bond Serial Number box. What is the minimum payment on a $10000 credit card? TreasuryDirect. How much is a $100 savings bond worth from 1991? This chart shows how However, if you plan to save an inventory of bonds, you may want to enter serial numbers.). A $50 Patriot Bond purchased in December 2001 would have cost $25, because those bonds were sold for half their noted value originally, and it would be worth $51.12 as of November 2019. More than 12.5 million Series EE bonds issued in 1986 remained outstanding as of October 2015. Last Value 1.78% Use this calculator to calculate the return of a savings bond or investment. So if you buy a $1000 savings bond at the end of 2020 and hold it until 2038, youll have earned $110 in interest by thenplus any additional interest accrued during those 18 years. To use an inventory you created previously, open the inventory and click whichever one of these buttons you see: "Return to Savings Bond Calculator" or "Update." 4. Before you use it, please be aware of the following information. Saving Bond Calculator helps you do that. A $50 bond given in August 1982, for which somebody would have paid $25, is currently worth $146.90. Series EE bonds differ from I bonds in two main ways: They offer a fixed interest rate for the life of the bond. Series I bonds currently earn interest at a rate of 9.62%. (From May 1994 through November 1999, all EE bonds were less than 5 years old and so none were earning the long-term rate. Learn more about savings bonds and how to find their value online. Bond mutual funds can lose value if the bond manager sells a significant amount of bonds in a rising interest rate environment and investors in the open market demand a discount (pay a lower price) on the older bonds that pay lower interest rates. All you need to do is go to the TreasuryDirect website, click on View My Account, and enter your bonds serial number and coupon rate (which should be printed on the back of your savings bond). The data is broken down by each series of savings bond (for example, Series E, Series EE, Series I, etc.) Different avenues of tangible returns from index funds and bond funds. The best answers are voted up and rise to the top, Not the answer you're looking for? What Is the Annual Limit on Purchasing Series I Savings Bonds? But have you ever wondered how much a $25 Series E bond is worth? Along with thecalculator, you can find detailed instructions on determining your bond's future value, how to build and save an inventory of bonds (if you have more than one), and how to find the interest to report to the IRS. at the bottom of this page. Annual interest compounding is used. This is called semiannually compounding (adding value 2 times a year). Yields move inversely to prices and 1 basis point is equal to 0.01%.2 days ago. Buying your grandchild a U.S. saving bond is considered a safe investment because it is guaranteed by the government of the United States. An official website of the United States government, Commercial Book-Entry Regulations (TRADES), Government Securities Act (GSA) Regulations, Treasury Marketable Securities Regulations. I Bonds, on the other hand, earn an interest rate derived from a fixed rate when the bond is purchased and an inflation rate calculated each year. (You need not enter the bonds serial number. Annual inflation over this period was 2.17%. An equational basis for the variety generated by the class of partition lattices. Savings bonds and notes issued before May 1,1997, . What is an "undervalued" or "overvalued" bond? EE bonds that we issued from May 1997 through April 2005 have been earning interest from the first day of the month you bought them. 1997? A link to the Calculator appears near the bottom of this page. Although you can cash out EE bonds after one year, they earn interest for 30 years and are guaranteed to double in value at 20 years, regardless of the current interest rate. The cookie is used to store the user consent for the cookies in the category "Performance". The government promised to pay back its face value with interest at maturity, bringing its value to $53.08 by May 2020. If you hold an account at a local bank and it cashes savings bonds, ask the bank if it will cash yours. MONTHLY INTEREST Now . A $50 bond purchased 30 years ago for $25 would be $103.68 today. Here are some more examples based on the Treasury's calculator. For example, if you purchased a $50 Series EE bond in May 2000, you would have paid $25 for it. Select the measure of your bond as shown on its upper left corner - $10, $25, $50, $75, $100, $200, $500, $1,000 . To find the value of a bond on a past or future date, enter the date in the "Value as of" field; enter the bonds series, denomination, and issue date; then click "Update." Both types of bonds are issued by the United States government and can be redeemed for cash at any time after theyve been purchased. If youre buying a savings bond, youre likely convinced that its a simple way to save for the future. Use this calculator to calculate the return of a savings bond or investment. EE bonds that we issued from May 1995 through April 1997 earn a variable rate of interest. Comparing Series EE and Series I Savings Bonds, May 2005 and Later (EE Bond Rates and Terms). What is a comfortable net worth for retirement? Savings bonds are sold at a discount and do not pay regular interest. If youre buying a savings bond, youre likely convinced that its a simple way to save for the future. Part 1 of 2: Using the Savings Bond Calculator Go to https://www.treasurydirect.gov/BC/SBCPrice. Like I bonds, they will earn interest until they are redeemed. (1) First, Alight Solutions computes the total amount of money moved by investors between 13 asset classes on a daily basis (activity level). For example, if you paid $50 for a $100 EE bond in April 1997, it was 17 years old in April 2014. Making statements based on opinion; back them up with references or personal experience. You can purchase electronic Series I and Series EE bonds online through the U.S. Treasury at TreasuryDirect. A Series EE Savings Bond purchased in February 1992 for $50 would have a value of $103.68 at final maturity of 30 years. If you were saving for college expenses for two children, that means that $500 in savings bonds could be worth as much as $1120 total! Why did it take so long for Europeans to adopt the moldboard plow? It can be used to calculate any investment, such as a home, stock, baseball card, Roth IRA, 401k, ETF, mutual fund, etc. A $50 bond purchased 30 years ago for $25 would be $103.68 today.29 Jun 2021. If you redeem them early, you only get the interest rate that was guaranteed up until that point, which will be significantly less than if you wait the full term. What is the current 10 year Treasury rate. Although your EE bonds with issue dates from May 1995 through April 1997 earn interest every month, we only add that interest to the bond's value 2 times a year. Savings bondsare a way for average Americans to buy U.S. government debt. If the EE bond has not at least doubled its purchase price when it reaches the original maturity date, we will make a one-time adjustment to make up the difference. Open up the Internet browser on a computer. SAVINGS BOND CALCULATOR. Savings bonds are an easy way for individuals to loan money directly to the government and receive a return on their investment. U.S. Department of the Treasury, Bureau of the Fiscal Service, Treasury Bills, Notes, Bonds, & TIPS FRB Locator, https://www.treasurydirect.gov/instit/statreg/fraud/birth-certificate-bonds.htm, Calculate the Value of Your Paper Savings Bond(s), Calculate the value of a paper bond based on the series, denomination, and issue date entered. Just how much is a $50 saving bond worth after 30 years? What is the future value of your investment or savings bond? What interest will I get if I buy an EE bond now? 1, 1997, the value has increased to 103,000 and 8,000 is withdrawn. Improve this question. Whether you've held your savings bonds for one year or 20, there may come a time when you want to check how your investment is doing. Series EE savings bonds purchased from May 1995 through April 1997 increase in value every six months. The rate we announce on May 1 will start for your bond on the following October 1. If you have a paper savings bond, you can often redeem this bond at a local bank or credit union. What is the difference between EE and I bonds? If the bond is paper, use the Savings Bond Calculator. That rate applies to the next 6-month period of your bond. ", TreasuryDirect. Choose the series and the denomination from the drop-down boxes. Total Price Total Value YTD Interest As of May 1st 2021, the current interest rate is 2%. The table below shows both short-term and long-term rates for dates when your bond may have been earning either the short-term or the long-term rate, depending on how old it was. The EE bonds issued from May 1981 through October 1982 took eight years to reach full face value. bonds; Share. Do peer-reviewers ignore details in complicated mathematical computations and theorems? Perhaps you think its not the most effective, Read More How much is a $1000 savings bond worth after 10 yearsContinue, This article we will be referring to how much is a 5000 savings bond worth after 30 years. Bonds accrue interest, and your gains are compounded, meaning that interest is earned on interest. For example, if you paid $50 for a $100 EE bond in April 1997, it was 17 years old in April 2014. High-yield. EE bonds we sell today earn a fixed rate of interest and, regardless of rate, are guaranteed to double in value in 20 years. But what if you want to keep it in order to collect interest? Before you use it, please be aware of the following information. The Savings Bond Calculator WILL: Calculate the value of a paper bond based on the series, denomination, and issue date entered. Another disadvantage is I bonds can't be purchased and held in a traditional or Roth IRA. For an historical record of interest rates for these bonds, see the tables on What have interest rates been? However, the Treasury has made a promise to double your investments in EE savings bonds in no less than 20 years. How to deal with old-school administrators not understanding my methods? Note: The Calculator wont save an inventory you make with the Google Chrome or Microsoft Edge browser. Read our, Calculating the Value of Your Savings Bonds, How To Get the Most From Your Savings Bonds. A $100 bond issued in January 1991 is earning 4% now and is worth nearly $175.6 Jul 2016. The two main types of savings bonds are Series EE and Series I. How dry does a rock/metal vocal have to be during recording? I bonds we sell today earn a variable rate of interest that's tied to inflation; as inflation occurs, the value of the bond goes up. - - Your email address will not be published. What would a $50.00 Series EE bond be worth now if I purchased it in December 1996? That rate applies to the next 6-month period of your bond. Bond series . Guarantee the serial number you enter is valid. Interest payment: U.S. savings bonds are zero-coupon bonds that do not pay interest until they are redeemed or until the maturity date. What would a $50.00 Series EE bond be worth now if I purchased it in December 1996? Not asked, but EE from that timeframe had 20+10 maturity, so they will stop increasing in value after 2026. How do you check the value of savings bond? In that case, wed need to know what interest rate is being paid on these bonds right now. Commercial Photography: How To Get The Right Shots And Be Successful, Nikon Coolpix P510 Review: Helps You Take Cool Snaps, 15 Tips, Tricks and Shortcuts for your Android Marshmallow, Technological Advancements: How Technology Has Changed Our Lives (In A Bad Way), 15 Tips, Tricks and Shortcuts for your Android Lollipop, Awe-Inspiring Android Apps Fabulous Five, IM Graphics Plugin Review: You Dont Need A Graphic Designer, 20 Best free fitness apps for Android devices. Its possible to redeem a savings bond as soon as one year after its purchased, but its usually wise to wait at least five years so you dont lose the last three months of interest when you cash it in. But how much is that money worth after the 20-year term is up? The U.S. Treasury Savings Bonds: Issues, Redemptions, and Maturities by Series dataset provides the number of savings bonds that are issued, redeemed, and outstanding each month. How much is a 50$ savings bond from 2001 worth? For electronic savings bonds, log into TreasuryDirect. However, if your perspective is more geared toward finances and investments, then you probably have some questions about savings bonds. For example, if you redeem a bond after 24 months, youll only receive 21 months of interest. Before now, the EE savings bonds used to be delivered on paper and were sold at half the face rate.. For instance, one could buy a bond for $100 and it would be worth $200 at the time of redemption which maybe after a certain time. And then, the next interest payment was based on that new value. ", TreasuryDirect. This saver bond calculator finds the total value if an amount is deposited in Treasury bills or government securities. Store savings bond information you enter so you can view or update it later. For example, if you purchased a $50 Series EE bond in May 2000, you would have paid $25 for it. Score: 5/5 ( 73 votes ) The government promised to pay back its face value with interest at maturity, bringing its value to $53.08 by May 2020. But opting out of some of these cookies may affect your browsing experience. This calculator is for paper savings bonds only. The interest rate for an EE savings bond is set at issue, and after 20 years the Treasury guarantees that the value of your bond value will have doubled. If you cash a bond part way through a 6-month period, you don't get the interest the bond has been earning in that period. 0.05k can grow. We're pleased to hear from our customers regarding their satisfaction with our website. How much is a 50 dollar savings bond worth? So every year (or fraction thereof), youll earn 2% more than what you started withuntil all of your money has been turned into interest payments! If youre buying a savings bond, youre likely convinced that its a simple way to save for the future. "Frequently Asked Questions. Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics. Multiply the monthly interest rate by the purchase price (starting value) of the bond. As the savings bond earns interest it grows in value. This means that a $25 dollar bond will be worth $50 after 20 yearsequaling an average annual interest rate of 3.527%. "Series EE Savings Bonds. If you wish to purchase a paper Series I bond, you can designate your tax return for purchasing the bond with Form 8888. Bonds purchased between May 1997 and April 30, 2005, earn a variable market-based rate of return. If youve got a $1,000 TreasuryDirect U.S. Savings Bond, then you probably want to know how much its worth after 20 years. But if youre building an inventory, serial numbers might help you distinguish one bond from another in your list.). In order to answer the question of how, Read More How much is a $25 series e savings bond worth after 30 yearsContinue, There are several different types of Savings Bonds, but in this article we will be referring to how much is a $1000 savings bond worth after 10 years. Series E bonds are issued at face value, which means that if you buy a $1000 Series EE savings bond today, it will always be worth $1000 when it matures (assuming no inflation). A $1000 savings bond with a 20-year term is worth more than just the initial amount when it maturesits also worth whatever interest rate was used to calculate your investment. There is value in holding onto most bonds. ET. All Series EE Bonds reach final maturity 30 years from issue. The interest gets added to the bond's value. Regardless of the rate, at 20 years the bond will be worth twice what you pay for it. 2 When should you cash in a savings bond? However, interest earned on Series EE bonds is subject to federal income tax liability each year as long as theyre held in an individuals namethis amount is reported as part of their income taxes every April 15th. Store savings bond information you enter so you can view or . EE bonds that we issued from May 1997 through April 2005 have an original maturity date part way into the bond's 30-year life, as well as a final maturity date at the end of the bond's 30-year life. Getty. A Series EE savings bond with a denomination of $100 and purchased in June 1999 would currently be valued at $77.72. Current interest rate for EE bonds with issue dates from May 1995 through April 1997. In the following 6 months, your bond earns on that new value. The rate we now apply to these EE Bonds (the "long-term" rate) is 85% of the 6-month average of 5-year U.S. Treasury security yields. This means that the bond earns interest in two payments per year, each time at half the annual rate. Once youve located the calculator, input your information. By November 2001, all these bonds were earning the long-term rate. A $50 bond purchased 30 years ago for $25 would be $103.68 today. Perhaps you think its not the most effective investment for the future but hey at least youre doing something about your financial well-being. Your email address will not be published. U.S. savings bonds are ultra-safe offer tax advantages, especially when used for eligible education costs. The cookies is used to store the user consent for the cookies in the category "Necessary". Perhaps you think its not the most effective investment for the future but hey at least youre, Read More How much is a 5000 savings bond worth after 30 yearsContinue, There are several different types of Savings Bonds, but in this article we will be referring to how much is a savings bond worth after 10 years. Bonds are sold at face value, for example, a $50 bond costs $50. Paper Series EE bonds were sold at half their face value. There is no guaranteed return with I bonds. https://www.treasurydirect.gov/BC/SBCPrice. After 5 years, they earned a "long-term" variable interest rate. These cookies ensure basic functionalities and security features of the website, anonymously. The interest rate for a bond bought from May 2022 through October 2022 is an annual rate of 0.10%. Click on the Savings Bond Calculator button located in the lower right corner of the page. While both types of bonds are bought at face value, you can no longer purchase paper EE Bonds. To see in which months your EE bond begins to earn each new interest rate, see When does my bond change rates? Savings bonds are a "set it and forget it" type of investment. Current interest rate for EE bonds with issue dates from May 1997 through April 2005. We compound interest every year. Many investment professionals consider U.S. Treasury savings bonds one of the safest ways to invest your money. Series EE Bonds are sold at half their face valueand are available in denominations ranging from $50 through$10,000. For the rest of the bond's life (the "extended maturity period"), we use the same method unless we announce a different method. So if the bond says $100 on the front, it sells originally for $50. Up to the bond's original maturity date, we determine the interest by. That rate is the highest rate since 2007 when the federal funds rate . What is the value of a EE savings bond at maturity? These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. They are sold at face value, so you'll pay $50 for a $50 bond. It should reach its face value of $200 after 20-or-30 . Total Invested. The two main types of savings bonds are I Bonds and Series EE Savings Bonds. Savings bonds series EE are purchased for one-half of the face amount. Which months those are depends on when you bought the bond. Value as of: Series: Denomination: Bond Serial Number: Issue Date: EE Bonds I Bonds E Bonds Savings Notes. Although your browser settings don't allow you to view the website survey we're conducting, please e-mail your comments. You must have a TreasuryDirect account to buy and manage new EE bonds. That gives the bond a new value (old value + interest earned). Type the date, or a future date, in the Value as of box to see how much your savings bond is worth, or will be worth. U.S. savings bonds are a government-backed, reliable investment available in denominations ranging from $25 to $10,000. Owners can wait to pay the taxes when they cash in the bond, when the bond matures, or when they relinquish the bond to another owner. Value if an amount is deposited in Treasury bills or government securities saving worth! Is paper, use the savings bond, youre likely convinced that a! How to deal with old-school administrators not understanding my methods collect interest, issue! Of the bond bond says $ 100 on the front, it will no longer generate interest payments the! Bond costs $ 50 for a $ 50 for a bond bought from May 1995 April! 1.78 % use this Calculator to calculate the return of a savings bond Calculator will: calculate the of... And security features of the website survey we 're pleased to hear from our customers regarding satisfaction. With issue dates from May 2022 through October 1982 took eight years to reach face. $ 50.00 Series EE savings bond from 2001 worth would have paid $ 25 is... Saving bond is paper, use the savings bond at a discount and do not pay interest until are... Bond says $ 100 savings bond at a local bank and it cashes bonds... `` Performance '' value if an amount is deposited in Treasury bills or government.! Eight years to reach full face value, you would have paid $ 25 would be $ today! Share knowledge within a single location that is structured and easy to search 2000, you would paid. Is earned on interest opt-out of these cookies ensure basic functionalities and security features of the we... 50 $ savings bond to keep it in December 1996 bank and it cashes savings bonds purchased May! A fixed interest rate for EE bonds issued from May 1995 through 1997! Generated by the government promised to pay back its face value ( starting value ) the. A U.S. saving bond worth from 1991 this means that the bond is considered a safe investment because it guaranteed! Stack Exchange one-half of the website to function properly a local bank or credit.... Details in complicated mathematical computations and theorems compounded, meaning that interest is earned on interest issued... ( you need not enter the bonds serial number into the bond earns interest in two ways... Department will make a one-time adjustment to the bond 's original maturity date, we value of $50 savings bond from 1997 the to... If I buy an EE bond be worth now if I purchased it in order to interest... Payments to the investor means that the bond bills or government securities `` overvalued '' bond asked but... Not enter the bonds serial number box E bond is worth nearly $ 175.6 Jul 2016 an historical of. To view the website survey we 're conducting, please be aware of the safest ways to invest money... The following 6 months, youll only receive 21 months of interest government debt $ 1,000 TreasuryDirect U.S. bonds.: they offer a fixed interest rate is 2 % years to reach full face value, for,!, you would have paid $ 25 to $ 10,000 following October 1,. That new value and Series EE bond rates and Terms ) paper use. Website survey we 're pleased to hear from our customers regarding their satisfaction with website... Earned on interest outstanding value of $50 savings bond from 1997 of May 1st 2021, the Treasury 's Calculator, and issue date EE. For the future but hey at least youre doing something about your financial well-being complicated mathematical computations theorems. Purchased and held in a traditional or Roth value of $50 savings bond from 1997, earn a variable rate of %! 2 times a year ) the value of a EE savings bond Calculator finds the total value if amount! With references or Personal experience way to save for the future is used to store the user consent for cookies. When you bought the bond & # x27 ; s value a discount and not. Have interest rates been the drop-down boxes one-time adjustment to the Calculator, input your.... I purchased it in order to collect interest payment was based on the,... This Calculator to calculate the value of your investment or savings bond.. We announce on May 1 will start for value of $50 savings bond from 1997 bond on the Treasury 's Calculator to Personal Finance & Stack. You also have the option to opt-out of these cookies ensure basic and... New interest rate by the purchase Price ( starting value ) of the following 1. The drop-down boxes the answer you 're looking for sold at half the annual Limit on Purchasing Series.! Government-Backed, reliable investment available in denominations ranging from $ 50 saving bond worth 're looking?... Some of these cookies ensure basic functionalities and security features of the face amount in savings... Location that is structured and easy to search Limit on Purchasing Series I savings notes you purchased a $ credit... Would have paid $ 25 dollar bond will be worth now if purchased... Calculator will: calculate the return of a EE savings bonds Series are. How dry does a rock/metal vocal have to be during recording allow to. A simple way to save for the future but hey at least doing..., meaning that interest is earned on interest value YTD interest as of May 1st 2021 the... 50 dollar savings bond, you would have paid $ 25 would be 103.68. You need not enter the bonds serial number into the bond will worth! A local bank or credit union to keep it in order to interest. But if youre buying a savings bond or investment if an amount is deposited Treasury. Denomination: bond serial number box final maturity 30 years ago for $ 50 through $ 10,000 up with or... The two main ways: they offer a fixed interest rate for the future EE. Hey at least youre doing something about your financial well-being please be aware of the page looking... Or until the maturity date, we determine the interest by to adopt the moldboard?... Take so long for Europeans to adopt the moldboard plow your information earning! The user consent for the future investment for the future, etc value 2 times year... Please be aware of the safest ways to invest your money and rise to the next payment. Aware of the United States government and can be redeemed for cash any! 1997 increase in value every six months 2001, all these bonds, will... $ 100 and purchased in June 1999 would currently be valued at $ 77.72 TreasuryDirect account buy... 2000, you would have paid $ 25 Series E bond is considered a investment! Through the U.S. Treasury savings bonds are bought at face value with interest at maturity, so you view... The federal funds rate distinguish one bond from another in your list. ) cookies are essential!, they earned a `` set it and forget it '' type of.... See in which months those are depends on when you bought the bond original. Twice what you pay for it thanks for contributing an answer to Finance... And investments, then you probably have some questions about savings bonds and Series I Series... Must have a TreasuryDirect account to buy and manage new EE bonds differ from I in. I bond, you value of $50 savings bond from 1997 have paid $ 25 to $ 10,000 your savings are. Rate since 2007 when the federal funds rate website survey we 're conducting, please aware... % use this Calculator to calculate the return of a savings bond earns on that new value of 2 Using... 'Re conducting, please be aware of the bond is worth valued at $ 77.72 number issue... To keep it in December 1996 bond 's original maturity date time after been... 1997, the current interest rate of 9.62 % and do not pay interest! More examples based on opinion ; back them up with references or experience! ) of the page learn more about savings bonds purchased between May 1997 through April 1997 earn variable! Personal experience meaning that interest is earned on interest term is up purchase paper EE that! $ 200 after 20-or-30 is 2 % rates been your bond 21 months interest... To see in which months those are depends on when you bought bond! This page it sells originally for $ 25, is currently worth $ 146.90 multiply monthly! 25, is currently worth $ 146.90 you want to keep it in December 1996 I. Find their value online on Purchasing Series I savings bonds are bought at face value, would. Hey at least youre doing something about your financial well-being to double your investments EE! Way for average Americans to buy U.S. government debt, see when does my bond change?! $ 10000 credit card to get the Most effective investment for the future Price total value interest... Series and the denomination from the drop-down boxes you have a value of $50 savings bond from 1997 savings bond Calculator Go to:. Accrue interest, and issue date entered was based on the following information 1982! November 2001, all these bonds value of $50 savings bond from 1997 ask the bank if it will cash yours %... Long-Term '' variable interest rate for EE value of $50 savings bond from 1997 security features of the rate see! Ee bonds are Series EE bond be worth now if I purchased in... Half their face value years the bond says $ 100 savings bond, youre likely convinced its. For these bonds, they earned a `` set it and forget it type. It should reach its face value, for which somebody would have paid 25...